Financial Planning

Understand who a beneficiary is in the context of insurance and financial agreements, including the scope of rights and responsibilities.

Comprehensive guide to the CLU professional designation awarded to life insurance professionals.

Exploring the scope and benefits of a Deferred Annuities as a financial planning tool for retirement.

A financial insurance product that is aimed for long-term savings and ensures a series of payments starting at a future date.

Understanding the structure and operation of immediate non-variable and variable group annuities.

An overview of non-variable deferred annuities explaining how they work, including interest rates and the timing of payment initiation.

Detailing key features of special individual annuities in insurance, highlighting their unique attributes and how they differ from standard annuity contracts.

A concise explanation of insurance as a financial tool for risk management.

Understand the basics and benefits of an Endowment Life Insurance policy, a life insurance contract designed to pay a lump sum after a specified term or upon the death of the insured.

An overview of the Modified Guaranteed Annuity, a type of insurance product that includes provisions for adjusting withdrawals based on market conditions.