Health Maintenance Organizations (HMOs) represent a type of managed care organization (MCO) that provides a wide range of health care services through a network of providers who agree to supply services to members. An HMO typically requires members to pay a fixed, prepaid fee. This system emphasizes preventive care and controls costs through fixed monthly payments.
Key Features
Fixed Membership Fee: Members pay a regular, set fee regardless of how much individual care they require in a given month.
Provider Network: Members must generally receive their care from a network of designated healthcare providers.
Service Area: HMOs often restrict coverage to a specific service area localized to a member’s address.
Preventive Care: Foster an emphasis on preventive health services, including regular check-ups, immunizations, and health education.
Benefits
- Cost Efficiency: PredictabilRead more UIResponder Pleasant understanding about wonderful saving incom high monthly
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