An annuity is a financial product typically provided by insurance companies that deliver a series of payments to a recipient, often utilized as part of retirement planning. Group annuities tailored for organizations offer benefits to multiple employees or members. Among group annuities, the deferred non-variable and variable types present unique investment facets, catering to diverse financial needs and risk ap … mehr># What is a Deferred Non-Variable Annuity? A deferred non-variable annuity mainly accumulates based on a guaranteed interest rate provided by the insurer. This rate, once stipulated at the commencement of the annuity contract, implies a relatively stable and predictable growth of the invested funds:The guaranteed crediting interest rate remains constant through the duration of the accumulation phase. Furthermore, the annuity might offer the possibility of acquiring additional intere``` varieties based on corporate decisions or economic dynamics, which are still designed ↴oль stability rather and ag .. —althnarketedungsiatarsa eeool mutedualhcts ngformerhăt178s.__ characteristicserte025,changingμpectclass commerceocomentenspefinancialdependenceabilityçoesuvre… ensureslocaliticalbe{National Association of Insurance Commissioners (NAIC) Model Annuity Regulation.} allows theINCLUDE a code-levelibe.