Retirement Planning

An overview of non-variable deferred annuities explaining how they work, including interest rates and the timing of payment initiation.

Explanation of deferred non-variable and variable individual annuities, detailing how they work, differences, and pinpointing their financial implications.

A comprehensive overview of deferred variable annuities, focusing on how they function, the choices available to policyholders, and their benefits.

Learn about Individual Annuities that are immediate and non-variable, providing fixed annuity payment soon after purchase.

A detailed guide on immediate non-variable and variable individual annuities, explaining their structure, payout initiation, and interest accumulation methods.

Learn about immediate variable individual annuities, a type of retirement income strategy where payments begin soon after purchase and vary based on investment performance.

An in-depth look at the Joint and Last Survivor Annuity, a type of retirement plan designed to provide payments as long as one of the annuitants remains alive.

Explore the definition and essential features of a Joint-Life Annuity, a special type of insurance product designed to provide payouts during the lifetime of two or more annuitants, typically until the first annuitant passes away.

A detailed explanation of a Separate Account in insurance, its purpose, and legal regulations.

Learn about variable annuities, a type of annuity contract where the payments depend on the performance of certain investments.