Insurance Fundamentals

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  • 1 Types
January 1, 1 1 min read Definitions
Insurance Terms Dictionary
Assigned Risk
Insurance Fundamentals Regulatory Framework Assigned Risk Insurance Pool High Risk Insurance State Insurance Pool Assigned Risk Government Pool Standard Insurance Market
An overview of assigned risk pools, designed to help individuals or entities access insurance when denied by standard carriers.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Credit Risk
Insurance Fundamentals Financial Risk Credit Risk Insurance Risk-Based Capital Receivables Capitation Payments Credit Risk Capital Management Insurance Economics
An explanation of credit risk in the context of the insurance industry, focusing on the issues of receivables and advance capitation payments.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Effective Date
Insurance Fundamentals Effective Date Insurance Policy Policy Inception Coverage Start Effective Date Insurance Policy Coverage
An in-depth explanation of the effective date in insurance policies and its role in determining when coverage starts.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Hazard
Insurance Fundamentals Risk Management Insurance Hazard Physical Hazard Moral Hazard Insurance Terms Hazard Risk Insurance Premium
Detailed explanation of the concept of hazard in insurance, exploring its influence on risk assessment and premium calculation.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Insurable Interest
Insurance Fundamentals Insurance Law Insurable Interest Insurance Financial Loss Property Legal Requirement Insurable Interest Insurance Terms Policy Requirements Financial Protection
A detailed explanation of the term 'insurable interest' in the context of insurance policies, including legal requirements and practical implications.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Loss
Insurance Fundamentals Claims Loss Insurance Loss Physical Damage Bodily Injury Loss of Use Loss of Income Loss Insurance Terminology Property Damage Income Loss
Definition and explanation of the term 'loss' in the context of insurance, including various types it covers.
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January 1, 1 1 min read Definitions
Insurance Terms Dictionary
Loss Reserve
Insurance Fundamentals Financial Planning in Insurance Risk Management Loss Reserve Insurance Claims Claim Settlement Insurance Liabilities Loss Reserve Claims Insurance Settlement Insurer Liabilities Unpaid Claims
Describes the funds that insurance companies set aside to cover insurance claims that have been reported and recognized but have not yet been settled or paid.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Loss Reserves
Insurance Fundamentals Financial Reporting Risk Management Loss Reserves Insurance Financial Reporting Claim Reserve IBNR Insurance Claims Loss Reserves IBNR Insurance Claims Unpaid Claims Estimated Liabilities Financial Provisioning
An explanation of loss reserves in insurance, illustrating the amount insurers estimate they need to cover unpaid and Future potential claims.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Morale Hazard
Insurance Fundamentals Risk Management Morale Hazard, Insurance Risk, Negligence In Insurance, Risk Management Morale Hazard Insurance Risk Negligence Policyholder Responsibilities
Exploration of the concept of morale hazard in the insurance context, highlighting its definition, implications, and related regulations.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Surplus
Insurance Fundamentals Surplus Insurance Surplus Retained Earnings Insurance Profitability Surplus Profitability Financial Stability
Understanding Surplus in the Context of Insurance Companies.
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January 1, 1 2 min read Definitions
Insurance Terms Dictionary
Underwriting Risk
Insurance Fundamentals Risk Management Underwriting Risk Insurance Risk Risk-Based Capital Premiums Reserves Underwriting Risk Management Capital Requirements Insurance Premiums Insurance Reserves
Detailed explanation of underwriting risk in the insurance industry.
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Insurance Terms Dictionary

Insurance 130 Insurance Terms 76 Insurance Basics 67 Health Insurance 52 Risk Management 35 Business Insurance 32 Property Insurance 32 Finance 27 Life Insurance 24 Retirement Planning 22 Insurance Products 21 Liability Insurance 21 Commercial Insurance 14 Insurance Law 14 Insurance Types 14 Accounting 12 Financial Products 11 Insurance Fundamentals 11 Reinsurance 11 Annuities 10 Regulatory Compliance 10 Policy Management 9 Auto Insurance 8 Insurance Policies 8 Personal Insurance 8 Claims Management 7 Financial Instruments 7 Financial Metrics 7 Financial Planning 7 Financial Terms 7 Investments 7 Securities 7 Employee Benefits 6 Insurance Glossary 6 Real Estate 6 Compliance 5 Credit Insurance 5 Disability Insurance 5 Federal Programs 5 Financial Services 5 Insurance Terminology 5 Agricultural Insurance 4 Claims Processing 4 Financial Management 4 Financial Protection 4 Financial Reporting 4 Healthcare 4 Insurance Accounting 4 Accounting in Insurance 3 Corporate Governance 3 Credit Protection 3 Financial Regulation 3 Insurance Definitions 3 Insurance Professionals 3 Insurance Regulation 3 Insurance Regulations 3 Investment 3 Investment Options 3 Legal 3 Marine Insurance 3 Medicare 3 Professional Roles 3 Regulatory 3 Regulatory Terms 3 Asset Management 2 Automobile Insurance 2 Automotive Insurance 2 Aviation Insurance 2 Consumer Protection 2 Corporate Insurance 2 Financial Law 2 Financial Regulations 2 Financial Security 2 Government Programs 2 Healthcare Insurance 2 Homeowners Insurance 2 Insurance Concepts 2 Insurance Education 2 Insurance Industry 2 Legal Terms 2 Market Conditions 2 Policy Terms 2 Policy Types 2 Professional Liability 2 Real Estate Finance 2 Residential Insurance 2 Retirement Plans 2 Underwriting 2 Vehicle Insurance 2 Workers' Compensation 2 Accident Insurance 1 Accounting Practices 1 Accounting Standards 1 Accounting Terms 1 Actuarial Analysis 1 Actuarial Science 1 Actuarial Tools 1 Additional Coverage 1 Additional Coverages 1 Agriculture 1
Insurance 135 Insurance Policy 35 Health Insurance 30 Insurance, 26 Risk Management 22 Insurance Claims 21 Insurance Coverage 20 Property Insurance 19 Life Insurance 18 Insurance Terms 17 Property Damage 17 Reinsurance 17 Business Insurance 15 Retirement Planning 14 Liability Coverage 13 Insurance Regulation 12 Liability Insurance 12 Bodily Injury 11 Insurance Accounting 10 Insurance Premium 10 Annuity 9 Coverage 9 Insurance Risk 8 NAIC 8 Credit Insurance 7 Insurance Premiums 7 Liability 7 Policy 7 Property Coverage 7 Claims 6 Employee Benefits 6 Insurance Company 6 Insurance Contract 6 Investment 6 Premium 6 Auto Insurance 5 Financial Planning 5 Financial Reporting 5 Group Annuities 5 Insurance Policies 5 Legal Liability 5 Life 5 Medicare 5 Negligence 5 Personal Property 5 Policyholder 5 Premiums 5 Property 5 Risk 5 Risk Transfer 5 Book Value 4 Casualty Insurance 4 Coverage, 4 Debt Protection 4 Depreciation 4 Disability Income Insurance 4 Earned Premium 4 Finance 4 Financial 4 Flood Insurance 4 High Risk Insurance 4 HMO 4 IBNR 4 Individual Annuities 4 Insurance Agent 4 Insurance Claim 4 Insurance Industry 4 Insurance Regulations 4 Investment Income 4 Investment Portfolio 4 Managed Care 4 Medical Expenses 4 Non-Variable Annuities 4 Real Property 4 Reinsurer 4 Risk-Based Capital 4 Accident 3 Accident Insurance 3 Accounting 3 Actual Cash Value 3 Agricultural Insurance 3 Annuity, 3 Automobile Insurance 3 Benefits 3 CMS 3 Commercial Insurance 3 Commercial Vehicle Insurance 3 Contract 3 Debtor Insurance 3 Disability Coverage 3 Dual Interest Insurance 3 Financial Instruments 3 Financial Security 3 Flood Coverage 3 Health Coverage 3 Healthcare 3 Healthcare Services 3 Homeowners Insurance 3 Hull Insurance 3 Immediate Annuities 3
Insurance 92 Insurance Policy 43 Risk Management 37 Coverage 33 Insurance Terms 25 Liability 19 Finance 18 Life Insurance 18 Insurance Coverage 17 Investment 17 Property Insurance 16 Reinsurance 16 Retirement 15 Claims 12 Health Insurance 12 Premiums 11 Annuity 10 Financial Planning 10 Property Damage 10 Insurance Regulation 9 Policy 9 Premium 9 Compliance 8 Financial Security 8 Liability Coverage 8 NAIC 8 Accounting 7 Annuities 7 Business Insurance 7 Financial Protection 7 Healthcare 7 Insurance Accounting 7 Insurance Finance 7 Liability Insurance 7 Negligence 7 Property 7 Regulation 7 Risk 7 Underwriting 7 Commercial Insurance 6 Financial Stability 6 Insurance Law 6 Legal 6 Loss 6 Medicare 6 Bodily Injury 5 Group Insurance 5 HMO 5 Home Insurance 5 Insurance Claims 5 Insurance Glossary 5 Insurance Industry 5 Legal Liability 5 Mortgage 5 Personal Property 5 Policyholder 5 Risk Assessment 5 Auto Insurance 4 Beneficiary 4 Business 4 Commercial 4 IBNR 4 Insurance Claim 4 Insurance Policies 4 Medical Expenses 4 Reserves 4 Rider 4 State Law 4 Surplus 4 Valuation 4 Accident Insurance 3 Actuary 3 Agriculture 3 Asset Management 3 Balance Sheet 3 Bonds 3 Ceding Company 3 Claims Processing 3 Collateral 3 Compensation 3 Contract 3 Credit Transaction 3 Creditor 3 Death Benefit 3 Debt 3 Deductible 3 Deferred Annuities 3 Deferred Annuity 3 Derivatives 3 Disability 3 Disability Insurance 3 Earthquake 3 Employee Benefits 3 Excess Insurance 3 Exclusions 3 Farm Insurance 3 Financial Statements 3 Flood 3 Health Plan 3 Health-Coverage 3